Final expense life insurance for Ohio
Final expense, done in the open.
No cold calls. You pick the time. We show you every option we compared, explain it in plain words, and recommend what's best for your family.
What “open book” means
Being upfront is something you should be able to check, not just something we say.
Open process
You see every step and what you'll need before you ever talk to us.
Open schedule
You book the call. We don't call until you ask us to.
Open answers
We explain why the health questions on the call matter and what each answer means for your coverage.
Open recommendation
We show you the options we compared and why we picked the one we did, even when it pays us less.
How it works
Four steps. You set the pace at every one of them.
Step 1: Pick a time
Choose a day and time that suits you. We ask a few basic things, like your name, phone number and ZIP code. No health questions online.
Step 2: We call you then, and not before
One phone call at the time you picked. You'll get a confirmation by text or email, if you choose, with a link to move or cancel the call.
Step 3: We go through it together
We ask the health questions on the call, explain what each answer means, and compare options from the insurance companies we work with.
Step 4: You decide, in your own time
Apply on the call if you're ready. If you want to think it over, you pick when we talk next. Nobody will push you to decide today.
How we contact you
This is the whole list. If it isn't here, we don't do it.
Calls
- We only call at times you book or ask for. If we miss you, we may try once more shortly after and leave a brief voicemail. After that, we won't keep calling. If you gave us an email or agreed to texts, we'll send a link to pick a new time.
- We call from (216) 490-1555.
- When you book, we send a one-time code by text, or a short automated call if you prefer, to confirm your number.
Texts, only if you agree
- A confirmation when you book, a reminder the day before and one an hour before.
- If we miss each other, we may send one text with a link to pick a new time. Then nothing more.
- Reply STOP to any text and we stop right away. Message and data rates may apply. See our texting terms.
Emails, if you give us an address
- A confirmation when you book, and a reminder the day before.
- If we miss each other, we may send one email with a link to pick a new time.
- Every email has an unsubscribe link.
Your questions
- If you text, email or call us with a question, we answer it. Write to hello@openbooklife.com or call (216) 490-1555.
- We don't send marketing messages or offers.
Who we can help
We're a good fit if
- You live in Ohio.
- You're roughly 50 to 85 and want to cover your funeral and final bills.
- You're helping a spouse, partner or parent plan. You can book the call and join it, as long as the person being covered is on the call too.
We're not the right fit if
- You need a large policy to replace income or pay off a mortgage.
- You're looking for an investment or savings product.
- You live outside Ohio. We're licensed only in Ohio for now.
We'll tell you plainly and point you somewhere better.