Open Book Life

For Ohio residents

Final expense life insurance for Ohio

Final expense, done in the open.

No cold calls. You pick the time. We show you every option we compared, explain it in plain words, and recommend what's best for your family.

See how it worksRead our call policy
Good to know

Online booking opens soon. Until then there's nothing to fill in, and nobody from Open Book Life will call you.

What “open book” means

Being upfront is something you should be able to check, not just something we say.

Open process

You see every step and what you'll need before you ever talk to us.

Open schedule

You book the call. We don't call until you ask us to.

Open answers

We explain why the health questions on the call matter and what each answer means for your coverage.

Open recommendation

We show you the options we compared and why we picked the one we did, even when it pays us less.

How it works

Four steps. You set the pace at every one of them.

  1. Pick a time

    Choose a day and time that suits you. We ask a few basic things, like your name and mobile number. No health questions online.

  2. We call you then, and not before

    One call at the time you picked, by phone or by video if you'd rather. You'll get a confirmation text and reminders, and you can move or cancel the call from any of them.

  3. We go through it together

    We ask the health questions on the call, explain what each answer means, and compare options from the insurance companies we work with.

  4. You decide, in your own time

    Apply on the call if you're ready. If you want to think it over, you pick when we talk next. Nobody will push you to decide today.

How we contact you

This is the whole list. If it isn't here, we don't do it.

Calls

  • We call at the time you booked, or a time you picked with us on a call.
  • If you don't answer, we try once more a few minutes later and leave one short voicemail.
  • We never call out of the blue.

Texts

  • A confirmation when you book, a reminder the day before and one an hour before.
  • If we miss each other, one text with a link to rebook. Then nothing more.
  • Reply STOP to any text and we stop right away. Message and data rates may apply. See our texting terms.

Who we can help

We're a good fit if

  • You live in Ohio.
  • You're roughly 50 to 85 and want to cover your funeral and final bills.
  • You're an adult child helping a parent plan. You can book the call and join it with them.

We're not the right fit if

  • You need a large policy to replace income or pay off a mortgage.
  • You're looking for an investment or savings product.
  • You live outside Ohio. We're licensed only in Ohio for now.

We'll tell you plainly and point you somewhere better.