Final expense life insurance for Ohio
Final expense life insurance, without the parts everyone hates.
We built Open Book Life to fix what frustrates people most about buying it: the nonstop calls, the pressure, hearing about only one plan, the confusing terms and the surprises in the fine print.
Rather talk to a person now? Call (216) 490-1555.
What's different
Five things most of us are tired of when we shop for insurance, and what we do instead.
No unwanted calls
You pick the time. We call then, and not before. Your information is never sold or shared with other agents.
No pressure
Take your time. If you want to think it over, you pick when we talk next. Nobody will push you to decide today.
More than one choice
We compare plans from up to five insurance companies on one call, so you're not hearing about just one.
Plain words
We show you what each plan pays, and when, side by side on your own screen. No insurance jargon.
No surprises
Before you decide, we go over exactly what each plan pays and when it starts paying. And we show you why we recommend a plan, even when another pays us more.
Why a short call is worth it
A few minutes of questions can make a real difference
Insurance companies set their prices by your health answers. On the call we ask the same short set of questions they ask, so you see which plans fit you and what they cost.
Up to five companies, one call
No calling around and no filling out forms on five websites. We do the comparing while you listen, and you can ask anything.
You see it all on your own screen
We show the plans side by side on your phone or computer while we talk, and you pick the one that fits you.
How it works
Four steps. You set the pace at every one of them.
Step 1: Pick a time
Choose a day and time that suits you. We ask a few basic things, like your name, phone number and ZIP code. No health questions online.
Step 2: We call you then, and not before
One phone call at the time you picked. You'll get a confirmation by text or email, if you choose, with a link to move or cancel the call.
Step 3: We go through it together
We ask the health questions on the call, explain what each answer means, and compare options from the insurance companies we work with.
Step 4: You decide, in your own time
Apply on the call if you're ready. If you want to think it over, you pick when we talk next. Nobody will push you to decide today.
How we contact you
This is the whole list. If it isn't here, we don't do it.
Calls
- We only call at times you book or ask for. If we miss you, we may try once more shortly after and leave a brief voicemail. After that, we won't keep calling. If you gave us an email or agreed to texts, we'll send a link to pick a new time.
- We call from (216) 490-1555.
- When you book, we send a one-time code by text, or a short automated call if you prefer, to confirm your number.
Texts, only if you agree
- A confirmation when you book, a reminder the day before and one an hour before.
- If we miss each other, we may send one text with a link to pick a new time. Then nothing more.
- Reply STOP to any text and we stop right away. Message and data rates may apply. See our texting terms.
Emails, if you give us an address
- A confirmation when you book, and a reminder the day before.
- If we miss each other, we may send one email with a link to pick a new time.
- Every email has an unsubscribe link.
Your questions
- If you text, email or call us with a question, we answer it. Write to hello@openbooklife.com or call (216) 490-1555.
- We don't send marketing messages or offers.
Who we can help
We're a good fit if
- You live in Ohio.
- You're roughly 50 to 85 and want to cover your funeral and final bills.
- You're helping a spouse, partner or parent plan. You can book the call and join it, as long as the person being covered is on the call too.
We're not the right fit if
- You need a large policy to replace income or pay off a mortgage.
- You're looking for an investment or savings product.
- You live outside Ohio. We're licensed only in Ohio for now.
We'll tell you plainly and point you somewhere better.